MSOS

Yesterday I wanted to book a bus ticket. So I tried it online. When I came to the payment section, I was brought to the attention of securing my credit card usage. I signed up at Maybank2u and immediately I could make payment online.

But I was asked to key in the MSOS code. I thought I was needed to key in my password but I was wrong. Therefore, the booking was not successful. I called the office to enquire about it but I was told to call again the next day.

This morning, I called the office and they told me that my booking was blocked. I just couldn't understand as I had keyed in my credit card number. To make things easier, I went to the office to buy the ticket manually.

Still not sure why I was not successful in the online purchase, I went to Maybank2u site and read about MSOS code. 

What is MSOS Code?

Introducing MSOS Code which uses One-Time-Password (OTP) for Online Transaction which is an extension of VBV/ MasterCard SecureCode, 3D-Secure solution which is fully adaptable to the 3D-Secure architecture & protocol defined by VISA / MasterCard. This new enhances security feature takes advantage of mobile communication by sending the MSOS Code to your registered mobile number with Maybank. You will be required to enter the MSOS Code online to complete the transaction.


Then only I realized that the code must have been sent to my husband's handphone as my credit card is a supplementary card. 

That means it is not easy for me to shop online as I need to refer to my husband. Maybe I should get my own credit card..


Comments

  1. ReanaclaireDecember 4, 2011 at 10:36 PM

    yes..something like a TAG.. they sent the number code to the handphone.. :)

    ReplyDelete
  2. MODERN ROBINSON CRUSOEDecember 4, 2011 at 10:52 PM

    TAC - Trx authorisation code :)

    ReplyDelete
  3. TekkausDecember 5, 2011 at 1:59 AM

    Haha :D I think you should then.

    ReplyDelete
  4. suituapuiDecember 5, 2011 at 5:24 AM

    I love this system. It certainly is a lot safer...

    ReplyDelete
  5. EnsuraiDecember 5, 2011 at 7:36 AM

    Wenn
    Most of us have phone and internet problems...imagine how those poor people out there millions of them..who can't buy anything on -line...now Malaysia has a new divide...On-line - off-line divide!! or the techno-divide.

    I saw a very interesting Korean drama in which a young man wrote down every step for his aged father to follow (how to operate the video player) before the young man passed away...it clearly shows how difficult life can be with too much technology...

    Happy cyber adventures!!

    ReplyDelete
  6. khengsiongDecember 5, 2011 at 8:16 AM

    You just need a Maybank account. No need credit card.

    ReplyDelete
  7. Rose worldDecember 5, 2011 at 11:37 AM

    I also dont know about this Maybank MSOS code till a friend doing online transaction few months ago. Got TAC code, now MSOS code! Banyak macam macam this Maybank2u, but at least they try to be secure about security aspect.

    ReplyDelete
  8. Willie a.k.a ReptozDecember 5, 2011 at 12:54 PM

    I had difficulty in using my cimb c.card too.

    ReplyDelete
  9. UnknownDecember 5, 2011 at 3:08 PM

    This is same kind like TAC, I reckon

    ReplyDelete
  10. ChrisAuDecember 5, 2011 at 4:06 PM

    That's great, secured! Yeah, maybe you get your own one.

    ReplyDelete
  11. [SK]December 5, 2011 at 4:19 PM

    oh yeah, i think this is good.. have been using this for quite some time with my EON card..

    ReplyDelete
  12. toninkushDecember 5, 2011 at 5:17 PM

    And that's why I don't use supplement cards!

    [Movie review] PETALING STREET WARRIORS

    ReplyDelete
  13. PeteDecember 6, 2011 at 1:03 AM

    Safer lah.....always changing...

    ReplyDelete
  14. JamaDecember 6, 2011 at 11:19 AM

    Can't you change the phone number to yours?

    ReplyDelete
  15. GratitudeDecember 6, 2011 at 8:20 PM

    Using technology can sometimes be such an 'ouch" experience kan? I had a similar problem siging up for a membership today :(
    +Ant+

    ReplyDelete

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